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Senior health insurance is specifically designed to meet the needs of individuals aged 65 and older.

All insurers offer cover to members to the age of 79. Insurers such as Bupa, AXA Health and Aviva Health of have no maximum age limit to new members.

Senior health insurance covers a range of treatments, including hospital stays, specialist consultations, surgeries, and cancer cover. You have the option to add cover options such as dental cover and mental health treatment cover.

Insurers will take on new applicants with pre-existing health conditions. However, it’s important to note that there may be exclusions periods for claims related to those specific conditions. As an existing customer looking to switch the rules around pre-exisitng medical history can be more lenient. Speaking with a broker can be incredibly helpful, as they can provide tailored advice based on your medical history.

When selecting a senior health insurance plan, consider factors such as cover options, premium, excess amounts, medical exclusions, and the network of hospitals associated with that policy. It’s also beneficial to review customer feedback and compare multiple policies to ensure you find the best fit for your healthcare needs.

Yes, you are able to review the market at anytime and if you find a better deal which offers equal or better cover for a lower premium you can move across. If you compare your options through us we'll help you switch hassle-free and we'll ensure you do not pay any cancellation fees.

No, health insurance brokers do not charge a fee. They receive a commission directly from the insurer and this does not affect your premium. This means you get specialist & expert advice, along with ongoing support, and it doesn't cost you a penny.