Compare My Health Insurance

Yes. In the UK, the terms medical insurance, health insurance and private medical insurance are generally used to describe the same type of private healthcare cover, a policy that gives you faster access to private diagnosis, treatment and surgery than typically available through the NHS. Different people and different insurers simply favour different wording, but they're describing the same underlying product, not two different types of cover, so you don't need to worry about comparing the "wrong" one.

Yes. We're a registered UK company, working with FCA-regulated broker partners, and registered with the Information Commissioner's Office (ICO) for how we handle your data. If you've come across a similarly-named service and aren't sure which is genuine, our registrations, Trustpilot and Trustindex reviews, and established track record are all independently verifiable, we'd encourage you to check them directly rather than take our word for it. A quick search of our ICO registration and FCA-regulated broker partnerships will confirm we're a properly established, regulated comparison service, not a copycat operation.

Yes. Compare My Health Insurance is a free, independent comparison service that lets you compare private medical insurance quotes from the UK's leading providers based on your needs, budget and preferred cover level. You can compare online in minutes, with FCA-regulated broker support available afterwards if you want it, though nothing is required, plenty of people compare and buy without ever needing a conversation. We're a comparison service, not a broker ourselves, so the priority is showing you genuine options across the market rather than pushing a single provider.

Cost depends on your age (the single biggest factor), postcode, smoker status, medical history, chosen excess, hospital list, and overall cover level, basic inpatient-only policies cost less than comprehensive plans with outpatient care and additional wellbeing benefits. Comparing properly means looking at all of these together, not just the headline monthly price, since two similarly priced policies can cover genuinely different things once you look closer at what's actually included and excluded.

Yes. Businesses of any size can compare group medical insurance for employees, directors and wider teams, from a handful of staff to large corporate schemes for 250 or more employees. Premiums are typically a deductible business expense, and cover can often be tailored by role or seniority, giving directors more comprehensive cover than junior staff, for example. See our dedicated business health insurance guide for a fuller breakdown of how group schemes work.

No, comparing is completely free. Brokers are paid commission by the insurer for a successful introduction, not by you, so there's no cost to use our comparison service, get a quote, or speak to a broker if you choose to. The price you pay for your policy is the same whether you buy directly from an insurer or compare through us first, so there's genuinely no downside to comparing before you commit to a policy.