Self Employed Health Insurance

What is Self Employed health insurance?

Self-employed health insurance is a type of health insurance that you can take out to protect your health as a sole trader or freelancer. With this policy, you can avoid long wait times for NHS services, allowing you to get back to work more quickly when you need medical treatment.

You can choose a plan that fits your needs and budget, whether you're just starting out or have been in business for a while. Many insurers offer flexible options for self-employed individuals, so you can find a policy that works for you.

As a self-employed person, you are responsible for paying the premiums, and having health insurance can be seen as a valuable benefit for your overall well-being and productivity.

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Benefits of Self Employed Health Insurance

Skip NHS Waiting Lists
24/7 GP Service
Quality Mental Health Support
Reduces Time Off
Boosts Earning Potential
Tax Deductible Product
Other Perks such as Gym Discounts & Health Checks

Compare Quotes From Leading Insurers

Aviva

AXA Health

Bupa

Vitality Health

WPA

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Whats Covered?

Usually as standard

Hospital Costs - things like Operations and Surgery
Specialist Consultations
Private Tests and Scans like MRIs
Private Cancer Treatment
Private 24/7 GP
Perks like Gym Discounts
Some Mental Health Cover

Optional

Outpatients like Consultations and Tests
Therapies such as Physiotherapy and Osteopathy
Dental Costs
Travel Cover

Exclusions

Emergency Care (A&E)
Long Term Conditions (chronic)
Some Pre-Existing Conditions

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Matched or improved cover

Continued Medical History

Reduced Premiums

Ongoing support

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How Much Does it Cost?

Factors Affecting The Cost Include

Number of people covered

Premiums are based on number of insured lives. You may choose to insure your family too.

Members Age

The older you are the more of a risk you are in the eyes of the insurer and so your premiums will be higher.

Your occupation

Some jobs are riskier than others.

How much cover you take

The more comprehensive the cover is the more it will cost.

Your policy excess

As with most insurances, how much you are willing to pay upfront to start a claim can affect the premium.

Your Postcode

Some areas in the UK are more expensive than others as the cost of care in those areas is more expensive.

What users love about our service

Free service
Access to the best rates on the market
Personalised service with a top-rated advisor
We're not tied to a single broker or insurer
Protected medical history
Reduced premiums
Ongoing support

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