Compare Quotes from 12 leading providers

Aviva

Information

Originally Norwich Union, Aviva are regarded as being the largest overall insurer in the UK and are an award winning…

AXA Health

Information

AXA PPP Healthcare have been in the market since 1940 and are one of the leading choices for many customers.…

Vitality Health

Information

Rebranded in 2014 they were originally Pru Health. Vitality set itself apart with a unique health rewards scheme which is…

WPA

Information

WPA is a non-profit organisation which means money can be reinvested into the business to create a better customer experience.…

Why consider health insurance for your company?

  • Employees Can Avoid NHS Waiting Lists
  • Private GP Service 24/7
  • Employee Wellbeing Support
  • Minimise Employee Sick Days
  • Increased Productivity
  • Attract & Retain Talent
  • Gym Discounts & Health MOTs
  • Tax Benefits For Business Owners
Barista, woman and cafe as waitress in small business with customer in restaurant or coffee shop.

Health Insurance for Small Companies

Small company health insurance is a product designed to protect the well-being of your workforce. It typically covers from 1 to 249 employees. By investing in health insurance, your employees can avoid lengthy wait times on the NHS, enabling them to return to work more promptly and maintain productivity.

It can be tailored to meet the specific needs of your company, regardless of its size. Many insurers offer bespoke small company health insurance plans suitable for small to medium enterprises (SMEs) with just a few employees, as well as larger companies.

As the employer, you are responsible for paying the premiums associated with the company health insurance policy. When an employee opts to participate, it is classified as a "benefit in kind," enhancing your company's overall benefits package and making it a more attractive option for both current and prospective employees.

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Small Company Health Insurance - Whats Covered?

Usually as standard

  • Hospital Stays for things like Surgery
  • Consultations with a specialist
  • Tests and Scans
  • Cancer Cover
  • 24/7 Digital GP

Optional

  • Outpatients like Consultations and Tests
  • Therapies such as Physio
  • Dental
  • Travel
  • Mental Health

Exclusions

  • Emergency Care
  • Chronic Conditions
  • Pre-Existing Conditions

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Small Company Health Insurance Cost

Factors Affecting The Cost Include

Number of staff

Premiums are based on number of lives on scheme.

Staff Age

The older someone is the more risk they are in the eyes of the insurer.

Which hospitals you choose

The more hospitals your policy allows you to be treated at, the more expensive the cover.

How much cover you choose

The more comprehensive the policy is, the more it will cost.

The policy excess

The amount members are willing to pay upfront to begin a claim can affect the premium.

Your business Location

Some areas in the UK are more expensive than others due to the cost of care in those areas.

What companies love about our service

  • Access to the lowest prices on the market
  • Personalised service with a top-rated brokers
  • We're not tied to a single insurer
  • Free advice
  • Protected health history
  • Huge savings
  • Ongoing support

What Our Users are saying

What are the benefits of using a health Insurance broker

  • It's Free
  • Experts In a Minefield
  • They Do The Work - Allowing You to Run Your Business
  • They Deal With The Admin
  • Regulated by The Financial Conduct Authority.
  • They Provide Free Ongoing Support

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Knowledge Hub

Age Limits for UK Health Insurance Customers

Age Limits for UK Health Insurance Customers

Most insurers offer cover for members in later life, but age restrictions and underwriting rules can make things more complex. This guide explains what to expect and how to make it cost effective.

Read More
Comparing Health Insurance: Private Digital GP Services

Comparing Health Insurance: Private Digital GP Services

Let's compare the private GP options available when you take out a health insurance policy with one of the leading insurers.

Read More
Comparing Health Insurance: Mental Health Cover

Comparing Health Insurance: Mental Health Cover

With Mental Health Awareness Week approaching, we've compared the mental health cover available when you take out a health insurance policy with seven of the leading health insurers.

Read More

Frequently asked questions

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