Compare Business Health Insurance Quotes from:

Aviva Business Health Insurance

Aviva

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Originally Norwich Union, Aviva are regarded as being the largest overall insurer in the UK and are an award winning…

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AXA Business Health Insurance

AXA Health

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AXA PPP Healthcare have been in the market since 1940 and are one of the leading choices for many customers.…

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BUPA Business Health Insurance

Bupa

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Since being established in 1947 BUPA has amassed more than 15 million health insurance customers and is considered as the…

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Vitality Business Health Insurance

Vitality Health

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Rebranded in 2014 they were originally Pru Health. Vitality set itself apart with a unique health rewards scheme which is…

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WPA Business Health Insurance

WPA

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WPA is a non-profit organisation which means money can be reinvested into the business to create a better customer experience.…

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Why consider business health insurance?

  • Enable Your Staff to Bypass NHS Waiting Lists
  • 24/7 GP Service
  • Quality Mental Health Support for Staff
  • Reduces Sick Days
  • Boosts Productivity
  • Makes Your Company More Attractive to Talent
  • Creates a Happier, Healthier Workplace
  • Tax Relief for Business Owners
  • Other Perks such as Health MOTs & Gym Discounts
Small business Health Insurance

What is small business health insurance?

Small business health insurance is a type of health insurance that your company can take out to protect the health of your work force. Employees can use the policy to avoid lengthy wait times on the NHS, meaning they are able to return to work quicker.

It can be arranged according to the size of your business. Many insurers offer bespoke policies for SME's with a few employees to large corporations with potentially thousands of staff.

The company is responsible for paying the premiums, if an employee opts in, it is considered a "benefit in kind" or simply a company benefit.

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Small Business Health Insurance - Whats Covered?

Usually as standard

  • Hospital Stays for things like Operations and Surgery
  • Specialist Consultations
  • Diagnostic Tests and Scans like MRIs
  • Private Cancer Treatment
  • Private Digital GP

Optional

  • Outpatient Costs like Consultations and Diagnostic Tests
  • Therapies such as Physiotherapy and Osteopathy
  • Dental Cover
  • Travel Cover
  • Mental Health Cover

Exclusions

  • Emergency Care
  • Chronic Conditions
  • Some Pre-Existing Conditions

Already Insured?

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Matched or improved cover

Continued Medical History

Reduced Premiums

Ongoing support

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How Much Does Business Health Insurance Cost?

Factors Affecting The Cost Include

Number of employees

Premiums are based per person

Employees Age

The older the more risk

Your occupation

Some jobs are riskier than others

How much cover you take

The more comprehensive the cover is the more it will cost

Your policy excess

How much you and your employees are willing to pay upfront to start a claim can affect the premium

Your business postcode

Some areas in the UK are more expensive than others as the cost of care in those areas is more expensive

What businesses love about our service

  • Access to the best rates on the market
  • Personalised service with a top-rated advisor
  • We're not tied to a single broker or insurer
  • Free advice
  • Protected medical history
  • Reduced premiums
  • Ongoing support

What Our Users are saying

What are the benefits of using a health Insurance broker

  • No Fee's
  • Experts In a Tricky Field
  • They Do The Heavy Lifting - Allowing You to Run Your Business
  • They Can Deal With the Paperwork For You
  • Regulated by The Financial Conduct Authority (FCA)
  • Provide Ongoing Support Throughout The Life of Your Policy

Click To Get A Personalised Quote From A Broker

Knowledge Hub

Does Health Insurance Cover Dental?
Posted 5th March 2025
Posted 2 months ago
By Darren Lewis
Knowledge Hub

Does Health Insurance Cover Dental?

We've compared the dental cover available when you take out a health insurance policy with Aviva, AXA, BUPA, or Vitality.

Read More
Best Health Insurance in the UK: The Reviews
Posted 24th February 2025
Posted 2 months ago
By Darren Lewis
Knowledge Hub

Best Health Insurance in the UK: The Reviews

We’ve gathered data from the UK’s leading review platforms, including Defaqto, Trustpilot, and Which?, to provide an overall ranking of the top 7 insurers.

Read More
Private Health Insurance and Gym Discounts
Posted 19th January 2025
Posted 3 months ago
By Darren Lewis
Knowledge Hub

Private Health Insurance and Gym Discounts

We've compared the gym discounts on offer when you take out a health insurance policy.

Read More

Frequently asked questions

What is Business Health Insurance?

What is covered with Business Health Insurance?

What is optional coverage?

What are the exclusions with PHI?

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