Compare Business Health Insurance Quotes from 10 leading providers

Aviva

Information

Originally Norwich Union, Aviva are regarded as being the largest overall insurer in the UK and are an award winning…

WPA

Information

WPA is a non-profit organisation which means money can be reinvested into the business to create a better customer experience.…

Vitality Health

Information

Rebranded in 2014 they were originally Pru Health. Vitality set itself apart with a unique health rewards scheme which is…

AXA Health

Information

AXA PPP Healthcare have been in the market since 1940 and are one of the leading choices for many customers.…

Why consider business health insurance?

  • Enable Your Staff to Bypass NHS Waiting Lists
  • 24/7 Same Day GP Service
  • Quality Mental Health Support for Staff
  • Reduces Sick Days
  • Boosts Productivity
  • Makes Your Company More Attractive to Talent
  • Creates a Happier, Healthier Workplace
  • Tax Relief for Business Owners
  • Other Perks such as Spa Breaks & Gym Discounts
Small business Health Insurance

Private Health Insurance: A Smart Investment for Small Business Owners

Private health insurance for small business is a tailored type of health insurance designed for business owners to protect the wellbeing of your workforce. Small business health insurance typically covers companies with 1 to 250 employees, helping staff avoid long NHS waiting lists and return to work faster — ultimately boosting productivity and reducing time off work.

Insurers offer flexible, bespoke health insurance policies for SMEs, whether you have just a handful of employees or you're growing towards a larger team. Policies can be
customised based on business size, budget, and employee needs
— making private healthcare more accessible for small business owners who want to invest in staff wellbeing and retention.

Offering private health cover can also make your business more attractive to top talent, helping your company stand out in competitive recruitment markets by providing valuable employee benefits.

The business is responsible for paying the premiums, and when an employee opts in, it’s classed as a “benefit in kind” — a taxable employee benefit. However, the cost of providing health insurance is tax-deductible for the business, making it a financially efficient way to support your team.

For businesses with more than 250 employees, health insurance is generally categorised as Corporate Health Insurance, which offers different cover options.

Start Your Quote

Private Health Insurance: A Smart Investment for Small Business Owners

Business Health Insurance

Private health insurance for small business is a tailored type of health insurance designed for business owners to protect the wellbeing of your workforce. Small business health insurance typically covers companies with 1 to 250 employees, helping staff avoid long NHS waiting lists and return to work faster — ultimately boosting productivity and reducing time off work.

Insurers offer flexible, bespoke health insurance policies for SMEs, whether you have just a handful of employees or you're growing towards a larger team. Policies can be
customised based on business size, budget, and employee needs
— making private healthcare more accessible for small business owners who want to invest in staff wellbeing and retention.

Offering private health cover can also make your business more attractive to top talent, helping your company stand out in competitive recruitment markets by providing valuable employee benefits.

The business is responsible for paying the premiums, and when an employee opts in, it’s classed as a “benefit in kind” — a taxable employee benefit. However, the cost of providing health insurance is tax-deductible for the business, making it a financially efficient way to support your team.

For businesses with more than 250 employees, health insurance is generally categorised as corporate, which offers different cover options.

Start Your Quote

Small Business Health Insurance - Whats Covered?

Usually as standard

  • Hospital Stays for things like Operations and Surgery
  • Specialist Consultations
  • Diagnostic Tests and Scans like MRIs
  • Private Cancer Treatment
  • Private Digital GP

Optional

Exclusions

  • Emergency Care
  • Chronic Conditions
  • Some Pre-Existing Conditions

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How Much Does Business Health Insurance Cost?

Factors Affecting The Cost Include

Number of employees

Premiums are based per person

Employees Age

The older the more risk

Your occupation

Some jobs are riskier than others

How much cover you take

The more comprehensive the cover is the more it will cost

Your policy excess

How much you and your employees are willing to pay upfront to start a claim can affect the premium

Your business postcode

Some areas in the UK are more expensive than others as the cost of care in those areas is more expensive

What business owners love about our service

  • Access to the best rates on the market
  • Personalised service with a top-rated advisor
  • We're not tied to a single broker or insurer
  • Free advice
  • Protected medical history
  • Reduced premiums
  • Ongoing support

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What Our Users are saying

What are the benefits of using a health Insurance broker

  • No Fee's
  • Experts In a Tricky Field
  • They Do The Heavy Lifting - Allowing You to Run Your Business
  • They Can Deal With the Paperwork For You
  • Regulated by The Financial Conduct Authority (FCA)
  • Provide Ongoing Support Throughout The Life of Your Policy

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Frequently asked questions

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