The Exeter in progress

*Insurer Spotlight: The Exeter, Health+ Review*

Health+ is The Exeter’s Private Medical Insurance product. In this article, we will look at what makes it different from the other, more well known insurer policies provided by the likes of Bupa and Aviva provide.

The Exeter, despite not being as prominent as other Insurers, is still one of the biggest health insurance providers in the United Kingdom. Offering competitive levels of cover coupled with sensible prices makes it a health insurance provider worth keeping your eye on.

Who are The Exeter?

Exeter Friendly Society, or The Exeter as its now known was founded back in 1927, in, yes, you guessed it, Exeter in Devon. The Exeter, as well as being a friendly society is a composite insurer, meaning it provides insurance options for life and income protection as well as health.

Offering Health Insurance since the 1990s they have become one of the cornerstones of the private medical insurance market. This is displayed by numerous awards, for example in 2024 they won Best Private Medical Insurance provider, at the Investment Life & Pensions Awards hosted by Moneyfacts. Their product is also rated five stars by Financial Product Rating Experts, Defaqto.

The Exeter in progress

A Closer Look at The Exeter

The Exeter is all about offering affordable yet comprehensive private healthcare. Its health insurance product is called Health+ and it is available in two cover options, Traditional and a more cost effective option Guided.

Lets take a closer look at what Health+ covers

The Key Features of The Exeter, Health+

Core Cover

This is the standard offering from The Exeter

  • Unlimited in-patient & day-patient treatment
  • Complete cancer cover
  • Home nursing
  • Private ambulance
  • Out-patient surgery
  • Post operative physiotherapy
  • NHS cash benefit (£150 per night up to 30 nights)
  • Access remote GP appointments via its HealthWise app
  • Out-Patient Cover Covers consultations with a specialist and diagnostic tests such as blood tests and x-rays. Options £500, £1000 art full cover)
  • Unlimited Outpatient Diagnostics If you choose a limit on out-patient cover of either £500 or £1,000 per year, you can upgrade this with unlimited out-patient diagnostics.
  • Therapies Cover With the additional therapies cover, following a GP or specialist referral, you can get access to a physiotherapist, chiropractor, osteopath, acupuncturist, podiatrist, speech therapist, pain clinic or two consultations with a dietician.
  • Mental Health Cover By adding mental health cover you are covered for specialist treatments as an in-patient or day-patient including accommodation and nursing for up to 28 days.
  • No Claims Discount: Earn premium discounts for staying healthy and not making claims. Each policyholder has an individual No Claims Discount, so one member’s claim doesn’t affect others.
  • Excess Options are £0, £100, £250, £500, £1000, £3000, £5000
  • *Guided Spec

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